Terms & Conditions

Effective Date: 3/26/2025

Welcome to Three River Insurance. By using our website (“Site”) or services, you agree to comply with and be bound by these Terms & Conditions. If you do not agree, please refrain from using our Site and services.

1. Use of the Website

• Eligibility: You must be at least 18 years old to use our services.
• Purpose: The content on our Site is for informational purposes only and does not constitute professional advice.
• Prohibited Activities: You agree not to:
  • Use the Site for unlawful purposes.
  • Interfere with the functionality of the Site.
  • Submit false or misleading information.

2. Insurance Products and Services

• Availability: Our insurance products and services are available only in the states where we operate: Delaware, Alabama, Arkansas, Florida, Georgia, Iowa, Kansas, Kentucky, Maine, Maryland, Michigan, Minnesota, New Jersey, North Carolina, Ohio, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas, and Virginia.
• No Guarantee: The availability of insurance products may vary, and quotes are not guarantees of coverage or final premiums.

3. Intellectual Property

• All content on this Site, including text, graphics, logos, and images, is the property of Three River Insurance or its licensors and is protected by copyright and trademark laws.
• You may not reproduce, distribute, or use our content without prior written consent.

4. Limitation of Liability

• Three River Insurance is not liable for any damages arising from your use of the Site or inability to access the Site.
• We do not guarantee that the Site will be error-free, secure, or uninterrupted.

5. Disclaimer of Warranties

• The Site and its content are provided “as is” without any warranties, express or implied, including but not limited to fitness for a particular purpose, merchantability, or non-infringement.
• We do not guarantee the accuracy or completeness of the information on the Site.

6. User Responsibilities

• You are responsible for ensuring the accuracy of the information you provide when requesting quotes or services.
• Misrepresentation of information may result in denial of services or cancellation of policies.

7. Privacy

Our use of your personal information is governed by our Privacy Policy. By using the Site, you consent to our data practices as outlined in the Privacy Policy.

8. Third-Party Links

The Site may contain links to third-party websites for your convenience. We are not responsible for the content or practices of these third-party sites.

9. Indemnification

You agree to indemnify and hold harmless Three River Insurance, its employees, and affiliates from any claims, damages, or expenses resulting from your breach of these Terms or misuse of the Site.

10. Governing Law

These Terms are governed by the laws of the United States and the states where we operate. Any legal disputes shall be resolved in the courts of the applicable state.

11. Changes to Terms

We reserve the right to update these Terms & Conditions at any time. Changes will be effective upon posting to the Site.

12. Termination

We may terminate or suspend your access to the Site without prior notice if you violate these Terms.

13. Contact Us

If you have any questions about these Terms & Conditions, please contact us at:

Three River Insurance

225 E Main St, Elkton, MD 21921

info@threeriverinsurance.com

443-909-2443

By using our Site or services, you agree to these Terms & Conditions. If you do not agree, please discontinue use immediately.